Receiving an Inheritance from Abroad: Special Considerations for U.S. Taxpayers
It is increasingly common for individuals living in the United States or U.S. citizens living abroad to receive an inheritance from a non-U.S. person (for purposes of this article a non-U.S. person is defined as someone who is not a U.S. citizen, permanent resident, or otherwise [...]
Important Investment and Financial Planning Considerations when Relocating to Florida from the Northeast
Many residents from the high-tax states in the Northeast are seriously considering changing their official residence and moving to Florida. This article explains one of the many questions that these residents face regarding how the move may impact their portfolio strategy.
Buying a house is a great investment — if you need a home
Round Table Wealth Management's Michael Fischer was recently quoted in an article by Mortgage Reports discussing real estate investing. Michael comments on when you should consider buying versus renting and whether or not a primary residence should be considered an investment. Click here to read [...]
Keep Eye on Biden Tax Plan When Financial Planning
Round Table Wealth Management's Michael Fischer recently published an article with the Pennsylvania Institute of CPAs discussing many of the Biden administration's tax proposals including changes to federal estate tax exemptions, increases to marginal tax rates, increasing long-term capital gains rates on high earners and [...]
Non-Profits: Planned Giving Strategies for Donors
The outbreak of COVID-19 had a devastating impact across the world in 2020, but perhaps the impact has been felt the most by nonprofits and charitable organizations. Due to the stay-at-home restrictions and resulting economic consequences, fundraising efforts for nonprofits and charitable organizations have been greatly [...]
Preparing for a “Work From Home” Tax Mess
There are roughly 1.6 million residents from the tri-state area that commute to New York City on a daily basis, with many of those residents crossing state lines before arriving at their office. Given the global COVID-19 pandemic and the initial concentration of the virus in [...]
Webinar: U.S. Expat Investing and Financial Planning
American expats around the world many obstacles to successfully growing their wealth. These cross-border financial planning issues are complex, but do not have to be overwhelming.
Money and Mindset Mastery: 4 Steps to an Empowered Life
The way women interact with money and wealth is rapidly changing; they are demanding more involvement in their financial affairs and making much more educated decisions. You don’t want to be told what to do. You want a clear plan and to understand what you have and why you have it. This can sometimes leave you feeling overwhelmed and paralyzed. If this speaks to you, take a one-hour break from your busy schedule and come join our Women of Clarity™ group as they walk you through a unique dialogue with guest speaker, Nikki Gangemi and the CALM™ Method, a four-step exercise that helps harness control over emotions, get rid of unwanted thoughts and maintain a tranquil state of mind so you can move forward with ease!
Navigating Today’s Economic And Policy Environment For Investing With Chief Economic Strategist Dr. Mickey Levy
A virtual discussion featuring famed economist Dr. Mickey Levy. Round Table Wealth Management invites you to our discussion series hosted by Steven J. Giacona, and Robert Davis. Dr. Levy will share his macroeconomic insights on navigating today's economic and policy environment for investing.
International Estate Planning Strategies
Come join guest speaker Kevin E Packman, partner at Holland & Knight and our very own Frederic Behrens JD, CFP® and Marianne Rodriguez CFP® as they navigate throughout some of the most common issues when it comes to international estate planning. This presentation will be structured around multiple real-life planning examples.
Six Essential Financial Planning and Investing Topics Big4 Accounting Firm Partners Should Review to Start 2021
We believe there are numerous strategies that can be implemented to help navigate short-term market volatility as well as plan for long-term potential tax policy changes that a Biden administration may implement. This webinar provides a broad overview of several tax, financial planning, and investment strategies we feel are important in 2021.
Maximizing Investment and Tax Savings through Cash Balance Plans
Please join us for a brief webinar titled “Maximizing Investment and Tax Savings through Cash Balance Plans” Thursday, March 25th at 3:00 PM (EST)
Dividing Retirement Assets in Divorce with a Qualified Domestic Relations Order (QDRO)
Retirement assets are an important issue in any divorce proceeding. After the marital home, retirement assets often represent the largest category of marital assets to be divided in a divorce settlement. These assets can include 401(k)s, 403(b)s, IRAs and pension benefits provided by an employer’s defined [...]
The Importance of U.S. Listed, UK Reporting Funds for U.S. Taxpayers in the UK
U.S. taxpayers living in the United Kingdom must carefully understand the impact of U.S. and UK tax laws on their investment portfolio. From a U.S. tax perspective, it is essential to invest using U.S. listed investments to avoid the complicated and tax costly U.S. passive foreign investment company (PFIC) tax regime. On the UK tax side, the HMRC reporting fund regulations further restricts tax-efficient options for U.S. taxpayers who are also UK tax residents.
Using Mortgage Interest to Fund Investments: The Interest Tracing Rules
Finding the capital to make investments, whether into your business or other traditional investments, can often be challenging. The more stringent lending rules emanating from the latest economic downturn have made it even more difficult. For many investors, the equity in their home represents a significant source of untapped [...]
Broker Vs. Investment Advisor: What Are the Differences? Why Is It Important to You?
Both brokers and investment advisors are licensed professionals who assist investors with their financial goals and objectives. Brokers are regulated by the Financial Industry Regulatory Authority (FINRA) while investment advisors are regulated by either the Securities and Exchange Commission (SEC) or their home state regulatory body, depending on the advisor’s [...]
Rising Rates: A Blessing in Disguise for Bond Holders
With the recent increases in interest rates, many investors begin to question their allocations to fixed income. These questions and doubts are not without reason: bond values move in the opposite direction as interest rates, so if rates continue to increase, it is only natural to assume that bond [...]
The Shortfalls of ETF Investing
Despite gaining widespread popularity, Exchange-Traded Funds (ETFs) are not an all-encompassing solution; they are just another “tool in the toolbox.” For the do-it-yourself investor, ETF investing has a variety of shortcomings and presents unique challenges: ETFs cannot help an investor determine the proper asset allocation The sheer size [...]
Quarterly Review – First Quarter 2021
Capital markets provided mixed returns during the first quarter as value-style indices advanced, growth-style indices lagged and fixed income markets declined. A confluence of factors is creating both tailwinds and headwinds in the markets: Approved stimulus measures and proposed infrastructure spending combined with expanding COVID-19 vaccine deployments and easing [...]
Quarterly Review – Fourth Quarter 2020
We would like to first acknowledge and offer our heartfelt condolences and thoughts to those that lost loved ones or suffered economic hardship during this ongoing pandemic. It was a year like no other. Winston Churchill once said, “If you are going through hell, keep going.” We agree: stay safe, [...]
Quarterly Review – Third Quarter 2020
“It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of light, it was the season of darkness, it was [...]
Quarterly Review – Second Quarter 2020
First, we hope you and your family are happy, healthy and enjoying some return to normal life. We have all come very far since the onset of the pandemic and our collective strength and resolve to continue safe habits will see us through. Capital markets rebounded strongly in the [...]
Quarterly Review – First Quarter 2020
First and foremost, we hope you and your families are safe and healthy. These are indeed unprecedented times and unprecedented actions are being taken to combat the societal and economic impact of the COVID-19 pandemic. As people across the U.S. practice social distancing and “sheltering in place,” we understand [...]
Quarterly Review – Fourth Quarter 2019
What a great year for investors! During 2019, capital markets erased the memory of 2018’s negative performances and moved on to record-setting index levels. In a complete turnaround, every asset class generated a positive return, whereas in 2018 nearly every asset class was at a loss. Read More > [...]