Guide to Giving: What to Give
This is the second article in a Guide to Giving blog series by contributing editor Richard B. Freeman. Richard is a Senior Director, Wealth Advisor at Round Table Wealth Management and a member of FCCF’s Professional Advisors Council. You are at a point in your life where you [...]
Guide to Giving: Ways to Give
This is the first article in a Guide to Giving blog series by contributing editor Richard B. Freeman. Richard is a Senior Director, Wealth Advisor at Round Table Wealth Management and a member of FCCF’s Professional Advisors Council. You have decided that “giving back” by donating to charity is something [...]
Medicare: Understand Your Options and Meet the Deadlines
Are you retiring soon, recently retired or nearing your 65th birthday? If so, you need to understand Medicare and the necessary steps you need to take to ensure proper healthcare coverage in retirement. Even if you don’t fall into one of the categories above, I’m sure you know someone [...]
2018 Federal Estate Tax Law Changes
Federal estate taxes changed under the new tax law, resulting in substantially less taxes for individuals with estates greater than $5.49 million and couples with estates greater than $10.98 million. The Tax Cuts and Jobs Act more than doubles the estate tax exemption—but only for years 2018-2025. For the [...]
Your Virtual Legacy: How to Handle Digital Assets in Your Estate
So maybe you recently became a cryptocurrency millionaire or have a successful online business -- or maybe, like me, you just have an email and social media accounts. What happens to each of these digital assets when you die? Without proper planning, these assets can fall into the wrong [...]
The Recent Market Volatility – Your Questions Answered
We all know markets go up and markets go down, but the recent decline in both equity and fixed income markets can be unsettling. During times like these, it is helpful to review the underlying aspects and new developments within each of these asset classes, and to reflect on [...]
Broker Vs. Investment Advisor: What Are the Differences? Why Is It Important to You?
Both brokers and investment advisors are licensed professionals who assist investors with their financial goals and objectives. Brokers are regulated by the Financial Industry Regulatory Authority (FINRA) while investment advisors are regulated by either the Securities and Exchange Commission (SEC) or their home state regulatory body, depending on the advisor’s [...]
Rising Rates: A Blessing in Disguise for Bond Holders
With the recent increases in interest rates, many investors begin to question their allocations to fixed income. These questions and doubts are not without reason: bond values move in the opposite direction as interest rates, so if rates continue to increase, it is only natural to assume that bond [...]
The Shortfalls of ETF Investing
Despite gaining widespread popularity, Exchange-Traded Funds (ETFs) are not an all-encompassing solution; they are just another “tool in the toolbox.” For the do-it-yourself investor, ETF investing has a variety of shortcomings and presents unique challenges: ETFs cannot help an investor determine the proper asset allocation The sheer size [...]
How Well Do You Know Your Advisor?
Chances are, if you are reading this you have an advisor. Someone who is making decisions on your investment portfolio and in whom you have placed a significant amount of trust. After all, we are talking about your future financial security, right? Well, my question to you is, how [...]
GETTING TIPSY: HAVE WE REACHED THE TIPPING POINT FOR TIPS?
Treasury Inflation Protected Securities (or “TIPS”) provide investors with a useful tool to manage inflation risk and preserve purchasing power. The unique properties of TIPS can make them an attractive investment; however, there are important considerations in determining if they are appropriate for a given investor. This paper examines [...]
Serving as a Trustee – What to Know
With a growing number of trusts being created every year in the United States, the possibility that you may be named as a trustee may also be increasing. Maybe you were chosen by a sibling, a parent, a colleague or a friend to serve as trustee of the trust [...]
Quarterly Review – Second Quarter 2018
If you plan to drive to your summer vacation destination, it’s unlikely that you will set the cruise control at 70 mph and only decelerate upon arrival. Curves in the road, construction zones, and that slow driver that won’t get out of the left lane require us to moderate [...]
Quarterly Review – First Quarter 2018
First quarter market gyrations demonstrated the extremes of investor sentiment from the “fear of missing out” tothe “fear of losing.” The former was evidenced in January, with a 5.8% rise in the S&P 500 followed by the latter inFebruary with an intra-month market correction of over 10%. While the February [...]
Quarterly Review – Fourth Quarter 2017
Happy New Year! But to be honest, 2017 was pretty great! Nearly every asset class and global market was positive for the year. Looking forward, we don’t think the clock has struck midnight on this market just yet, and that’s not the champagne talking either! Corporate earnings in both [...]
Quarterly Review – Third Quarter 2017
A market in motion stays in motion…unless acted upon by an unbalanced force.1 We suspect this is how Sir Isaac Newton, as a 21st century market strategist, would view the current capital market trends. Global equity and fixed income markets continued their 2017 upward trajectory during the quarter. The [...]
Quarterly Review – Second Quarter 2017
Is Goldilocks back in town? During the previous economic cycle (2003-2007), Wall Street referred to the U.S. economy as the “Goldilocks Economy” …not too hot, not too cold, just right. It was also during this time that market risk metrics, such as volatility, were low. Presently, investors find themselves [...]
Quarterly Review – First Quarter 2017
The “Trump Rally” continued through the first quarter with most asset classes, both domestic and international, generating strong, risk-adjusted returns. The rally’s underlying support is in part due to investors “pricing-in” near certain approval of Trump’s stated policy initiatives (healthcare, tax, foreign profits, infrastructure and military). But the rally [...]
7 Hidden Costs of Retiring Abroad
Round Table’s Frederic Behrens was recently quoted in US News & World Report discussing the hidden costs of retiring abroad. If you’re a US citizen looking to retire abroad, this article highlights some key points to address. Please reach out to Fred (http://bit.ly/2QKhuPC) if you should have any questions or [...]
A Woman’s Worth Luncheon
Round Table Wealth Management was delighted to be a co-host of an actively attended luncheon themed “A Woman’s Worth” on Wednesday, April 26th at the beautiful Echo Lake Country Club in Westfield, NJ. RTWM’s Senior Director, Mariella Foley moderated the event together with Act II Consulting Founder, Alicia Barker. [...]
Round Table Wealth’s Seminar Series Rolls On
RTWM recently completed their Spring educational seminar series. Covering a variety of key issues for the individual investor, attendees had the opportunity to hear firm Partners Steven Giacona, Robert Davis and Bruce Hyde as well as Senior Director Fran Hayes, provide insights and strategies that investors should be considering [...]
RTWM In The Kitchen — Rolling Up Our Sleeves
On May 11th, a few members from our staff here at RTWM participated in prepping and packing meals for Mobile Meals of Westfield. “It was a wonderful experience to help in the Mobile Meals process knowing that these meals will be getting to people who really need them the [...]
Round Table Kicks Off Seminar Series
Round Table Wealth Management hosted an educational seminar at the beautiful Indian Trail Club in Franklin Lakes, NJ on March 22nd. Led by Director, Taylor Thomas, the event included presentations by RTWM's founder, Steven Giacona, Bruce Hyde, and Fran Hayes. Also presenting at the event was guest speaker Alec Borenstein, [...]
2017 PASEsetter Awards
On Tuesday, February 28th, Round Table Wealth Management attended the 2017 PASEsetter Awards Benefit held at Cipriani 42nd Street in New York City. The event honored those who have given outstanding service and leadership to the City's youth. PASE’s mission is to improve the quality of afterschool programs for [...]