Happy New Year! But to be honest, 2017 was pretty great! Nearly every asset class and global market was positive for the year. Looking forward, we don’t think the clock has struck midnight on this market just yet, and that’s not the champagne talking either! Corporate earnings in both the U.S. and abroad are expected to increase by double-digits, inflation remains relatively contained and global central banks appear to be communicating effectively regarding interest rate movements. In New Year’s speak, no one is taking away the proverbial punch bowl (now spiked with Tax Reform), but as advisors, we are monitoring the capital markets party closely. We remain cautiously optimistic because as most of us know, nothing really good ever happens after midnight and no one wants to be the last to leave the party.