About Richard Freeman

Richard Freeman is a Senior Director, Wealth Advisor at Round Table Wealth Management. Read Richard's Biography >

New York Passes Best Interest Regs for Life Insurance

The financial services industry is attempting to move away from harmful sales practices toward more customer-friendly standards. Much has been written about the Securities and Exchange Commission's Regulation Best Interest adopted in June 2019 that governs the sale of investments. [...]

By |2019-09-18T21:38:21+00:00September 18th, 2019|In the News|Comments Off on New York Passes Best Interest Regs for Life Insurance

Are Your Financial Decisions Rational or Irrational? – The Debate Between Mr. Spock and Homer Simpson

This may surprise you, but humans are not always rational in how we make financial decisions! In the past, economists thought that humans only looked at financial issues from an entirely rational perspective. However, in more recent years, a [...]

By |2019-07-15T14:33:40+00:00March 27th, 2019|Blog|Comments Off on Are Your Financial Decisions Rational or Irrational? – The Debate Between Mr. Spock and Homer Simpson

Guide to Giving: When to Give

You have reached a point in your life where philanthropy is important to you. Financial success has been achieved and you now want to give back. You may not be sure, however, how much [...]

By |2019-05-21T19:00:48+00:00December 18th, 2018|Blog|Comments Off on Guide to Giving: When to Give

Guide to Giving: What to Give

This is the second article in a Guide to Giving blog series by contributing editor Richard B. Freeman. Richard is a Senior Director, Wealth Advisor at Round Table Wealth Management and a member of [...]

By |2019-05-21T18:49:12+00:00October 16th, 2018|Blog|Comments Off on Guide to Giving: What to Give

Guide to Giving: Ways to Give

This is the first article in a Guide to Giving blog series by contributing editor Richard B. Freeman. Richard is a Senior Director, Wealth Advisor at Round Table Wealth Management and a member of [...]

By |2019-05-21T18:42:47+00:00October 16th, 2018|Blog|Comments Off on Guide to Giving: Ways to Give

Planning for Retirement—Preparing Your Portfolio

If you are like most people you think about retirement. The closer that day comes the more you may focus on a target date. The determination of that date typically involves both your age and the size of your [...]

By |2019-07-15T20:23:28+00:00December 19th, 2017|Blog|Comments Off on Planning for Retirement—Preparing Your Portfolio

Planning for Retirement—Preparing a Cash Flow Forecast

A retirement cash flow forecast is a tool used by advisors that can help you assess your plans for retirement and to determine whether adjustments are needed to help you achieve your goals. The idea behind the analysis is [...]

By |2019-07-15T21:42:50+00:00February 1st, 2017|Blog|Comments Off on Planning for Retirement—Preparing a Cash Flow Forecast

Trust in Trusts

Overview Understanding how a trust works can help you become more comfortable using them to achieve your estate planning goals. Think of a trust as a bucket holding water (money) with a spigot that is either closed or open. [...]

By |2019-07-15T20:07:23+00:00October 10th, 2016|Blog|Comments Off on Trust in Trusts