Articles, Press Releases, and Media Mentions

Barron’s | October 2022

Bruce Hyde, CPA, MST, Partner and Chief Compliance Officer, recently shared his thoughts with Barron’s on working with family members as a financial advisor. Bruce also shares how Round Table handles working with family members by separating a family member from their related advisor. “I think as much separation as you can get without someone feeling abandoned is correct,” he says.

Read the full article:  For Financial Pros, Working With Family Members Isn’t Easy

Modern Professional | September 2022

Steven Giacona, CPA®, MST, TEP, Founder and CEO, sat down with Modern Professional to discuss the successes, failures, and his overall entrepreneurial journey as a founder of a business. “To use baseball as an analogy, measuring success or failure in small bites or base hits is one way. Another is to look toward hitting home runs each time. However, I have learned to focus on singles and doubles as an entrepreneur. If it continued long enough, there would be ample runs on the board to win the game.”

Read the full article: A Founder’s Journey Comes With Turning Failures Into Learning Experiences With Steven Giacona

Financial Advisor IQ | September 2022

Nathan Taffe of Financial Advisor IQ sat down with Round Table Wealth Management’s president, Richard Policastro to learn his thoughts on why RIAs developing retention strategies is critical. “If it’s not an internal succession plan, what are you going to do to make a senior in your firm more valuable to the firm that may be acquiring them or keep them motivated?” Often that means giving younger advisors a stake in the long-term growth of the practice, he says.

Read the full article: Increased Turnover Puts Pressure on RIA Succession Plans, Study Finds

Financial Advisor IQ | September 2022

Richard Policastro, President, sat down with Financial Advisor IQ reporter Emily Dattilo to discuss LinkedIn and how advisors are using it to showcase and expand their practices. The two talked about the importance of producing and sharing video content based on topics Policastro and the Round Table team hear from clients as well as the overall importance of constant communication through social media dialogue, “It can’t hurt to overcommunicate.”

Read the full article: LinkedIn: the Advisor’s ‘Digital Business Card’

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Rethinking65 | September 2022

Rethinking65 featured an article written by Richard Freeman, CFP®, Senior Director and Wealth Advisor as he shared on a number of withdrawal methods that have evolved over the years. In the article, he explains five of those methods: Bucketing, Percent of Portfolio, Constant Dollar Plus Inflation, Required Minimum Distribution and Dynamic Withdrawals.

Read the full article: Designing Inflation-Ready Withdrawal Plans

U.S. News & World Report | September 2022

Theodore Schneider, CFA®, Director and Portfolio Advisor, shared his thoughts on both the benefits and concerns of holding real assets in a self-directed IRA with U.S. News & World Report journalist Kate Stalter. “Holding real assets in a self-directed IRA can be advantageous, particularly if the investment produces high levels of income that is able to grow tax-deferred.” Investors must use caution, however. Schneider notes that even IRAs have additional regulatory constraints around real estate and other real assets. These constraints, he says, may inhibit the effectiveness of IRAs.

Click here to read the full article: Should Retirement Savers Invest in Real Assets or Stick to Publicly Traded Stocks and Funds?

WealthManagement.com | August 2022

WealthManagement.com interviewed top financial advisors about the books that changed their life. Eric Thompson, CFP®, Director and Wealth Advisor, was one of the advisors featured. Thompson explains the power of one of his favorite books. “A More Beautiful Question changed my life in the way it made me inquire about my work, my interactions with clients/prospects as well as the world around me. What makes an effective question? The ability to ponder and inquire, to think deeply and differently, are strengthened in our ability to ask great questions.”

Click here to learn more about this and other powerful reads: I’m an Advisor. This Book Changed My Life

TD Ameritrade | August 2022

TD Ameritrade Television Network asked Partner and Chief Investment Officer Robert Davis for his thoughts on the current economy, investment markets, and how to make the best of these uncertain times. In the discussion, Davis gives his thoughts on how to hedge your risks and the benefits of being a contrarian investor.

Click here to see the full live interview:  Bearish or Bullish? Gauging Investor Sentiment

Barron’s | August 2022

Tom Taulli asked Eric Thompson, CFP®, Director and Wealth Advisor, to comment on why a downtime is a good time for Roth Conversions. Thompson explains, “By taxing those funds today and holding those assets until age 59 1/2 – barring a few notable exceptions – there will be no tax on future withdrawals, no 10% penalty and no required minimum distributions at age 72.”

Click here to get the full story: A Down Market Is a Good Time for Roth Conversions. Don’t Miss Out

Yahoo Finance | August 2022

Richard Freeman, CFP®, Senior Director and Wealth Advisor, offered his thoughts on Social Security and retirement. “People often assume their full retirement age is 65, but this is not always the case. If you were born in 1943 or later, your full retirement age ranges from 66 to 67.” Freeman continues, “Age 62 is the earliest you can take benefits, and for every year an individual delays taking benefits beyond their full retirement age, the annual benefit increases by 8%. Conversely, for every year an individual takes benefits earlier than their full retirement age, their annual benefit is decreased 8%.”

Read the full Yahoo Finance article here: 7 Things Everyone Should Know About Social Security and Retirement

GoBankingRates | July 2022

GOBankingRates asked Marianne Rodriguez, CFP®, Director and Wealth Advisor at Round Table, to weigh in on best ways to prepare for retirement. “People should have three to six months’ worth of non-discretionary expenses saved in an easily accessible account. Once you retire, assets need to be aligned to satisfy the need for income and preservation of capital. In addition to insurance for immediate and long-term healthcare needs, you should also have insurance for your home, vehicle, liability, life, etc.”

Click here to read all of Marianne’s advice in the full article: 8 Signs You Can Afford to Retire 

Forbes | July 2022

Forbes financial writer Chris Carosa asked Richard Freeman, CFP®, Senior Director and Wealth Advisor at Round Table Wealth, to give Forbes readers an introduction to the “Bucket Method” for savings and investments. Freeman provided a nice summary of what a typical bucket model looks like and explained how as retirement spending progresses, funds are moved from bucket one bucket to another.

Read the full article here: Using the Bucket Approach Makes Your Retirement Investing EasierHow Inflation Affects Your Retirement Plans

GoBankingRates | July 2022

Richard Freeman, CFP®, Senior Director and Wealth Advisor was asked by Gabrielle at GOBankingRates for his thoughts on Social Security and retirement. “Age 62 is the earliest you can take benefits, and for every year an individual delays taking benefits beyond their full retirement age, the annual benefit increases by 8%. Conversely, for every year an individual takes benefits earlier than their full retirement age, their annual benefit is decreased 8%.” People often assume their full retirement age is 65, but this is not always the case. “If you were born in 1943 or later, your full retirement age ranges from 66 to 67.”

Read the full GOBankingRates article here: Social Security and Retirement: 7 Things Everyone Should Know Four Financial Experts Reveal How They Spent Their First Big Paycheck

Forbes | July 2022

Michael Fischer, Director and Wealth Advisor for Round Table Wealth Management, was asked to contribute his thoughts on how inflation can interfere with a comfortable retirement. Fischer commented, “Sustained inflation over a number of years can drastically reduce your purchasing power, especially without cost-of-living adjustments in pension payments or strong investment markets to buoy retirement accounts.”

Find out how to mitigate inflation’s impact on a comfortable retirement by clicking here for the full article: How Inflation Affects Your Retirement Plans

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Rethinking 65 | July 2022

Mariella Foley, CFP®, Partner and Wealth Advisor here at Round Table Wealth Management wrote an article for Rethinking65 in order to help divorcing couples to avoid negative tax consequences and other landmines.

Click here to read the full article: Dividing Marial Assets: Six Key Considerations

NJ Biz | June 29, 2022

Round Table Wealth Management is selected as one of the Best Places to Work in the Garden State by NJBiz Magazine. The program confidentially collects data from employees themselves in companies small, medium and large. Making this list is a great honor for all of us at the firm!

Read now: Best Places to Work in New Jersey 2022

GoBankingRates | June 2022   

Reporter Bob Haegele interviewed four top financial advisors for this article to understand how they spent their own first big paychecks. Anthony Rosetti, CFA®, Director and Wealth Advisor here at Round Table, offered this. “It might not be as exciting as buying a new sports car, but as a financial professional one of my main goals is to prioritize my retirement savings, so when I received my first big paycheck, I wanted to ensure the first thing I did was make contributions to my retirement accounts.”

Read now: Four Financial Experts Reveal How They Spent Their First Big Paycheck

The Street | June 2022

Eric Thompson, CFP®, Director and Wealth Advisor, was interviewed by TheStreet to find out whether taking out a loan to invest in Crypto is a good idea. In the article, Thompson explains in no uncertain terms, why that’s not a risk worth taking.

Click here to get the full story: Getting a Loan to Invest in Crypto? Forget About It

Bizwomen | June 2022

Chief Operating Officer and Wealth Advisor, Marcia Paltenstein was asked to write this article about life after the pandemic for Bizwomen-The Business Journals. The country went into COVID lockdown right after she got her promotion here at RTWM. In this article, Marcia gets a chance to talk about how important connection is to all of the members of the firm.

Read the complete article: In Her Own Words: For Marcia Paltenstein Pandemic Follows Promotion.

Yahoo Finance | June 2022

Marianne Rodriguez, CFP®, Director and Wealth Advisor, was selected by InvestmentNews out of over 1,000 nominees as one of their 2022 Class of “40 Under 40.” for 2022.

Click here to read the article on Yahoo Finance: Marianne Rodriguez of Round Table Wealth Management Makes “40 Under 40” List

InvestmentNews | June 2022

Marianne Rodriguez, CFP®, Director and Wealth Advisor, was profiled in InvestmentNews as a part of the publication’s awards coverage for 2022. Born and raised in the Dominican Republic, Marianne came to the U.S. as a young adult and forged her own successful, professional path – eventually joining Round Table Wealth (and we’re so glad she did!).

Learn more about Marianne and her commitment to working in the financial planning profession on the 40 Under 40 Winners page.

GOBankingRates | June 2022

Heather Taylor, journalist with GOBankingRates, asked our Matthew Alschen, Wealth Analyst and Associate, his thoughts on why life in a big city might actually be a plus financially. Alschen said, “While the words ‘city’ and ‘expensive’ always tend to coexist, living frugally, while it does require effort and deliberate planning, can be done. City dwellers can always find ways to be resourceful in everything they do — and use these strategies to keep overall monthly expenses low while enjoying life in their favorite major city.”

Read more in the article: Financial Pros of Living in a Big City

Investor’s Business Daily | June 2022

Steven Saunders, Portfolio Advisor, helped explain the benefits of TIPS ETFs in a well-balanced portfolio.

Click here to read the article on Investor’s Business Daily: Inflation Fighter Funds Offer Yields Above 12% For Now

Women Adviser Summit | May 2022

InvestmentNews asked our Mariella Foley, CFP®, Partner & Wealth Advisor, to be a Featured Speaker at their Women Adviser Summit.

Click here to watch this video of Mariella taken backstage: Guiding Clients Through Divorce is a Chance to Access the Fit for a Permanent Relationship

Yahoo Finance  |  May 2022

Once again this year, Mariella Foley and Michael Fischer, two advisory team members from Round Table Wealth Management, have received the national Five Star Wealth Manager award.

Click here to read the article on Yahoo Finance: Round Table Wealth Advisors Mariella Foley and Michael Fischer Earn Five Star Wealth Manager Awards

Forbes  |  May 2022 

Forbes writer Chris Carosa asked Round Table wealth advisor Michael Fischer to provide his thought on how people might be able to safeguard their retirement lifestyle. “We typically de-risk clients’ portfolios as they near retirement to avoid or minimize large market drawdowns within the first few years of retirement. In that way, their portfolios can support the lifestyle they had anticipated in retirement,” Fischer said.

Read Steps to Take Right Now, Well Before You Retire, to Protect Your Assets

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NTD  |  March 2022 

Bruce Hyde, Chief Compliance Officer and Wealth Advisor, was interviewed live by NTD Television to help explain the latest developments involving retirement savings and the SECURE Act. A new Bill has passed the House and is now being forwarded to the Senate which would allow people to save more and allow them to delay withdrawing money until later.  Watch the television interview here 

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Business Insider   |  March 2022 

Portfolio Advisor Steven Saunders helped to define and explain Tangible Assets in the Personal Finance section of Business Insider. “Anything that you can hold or touch could be considered a tangible asset,” Saunders said. Seeing that a company owns many tangible assets can also speak to its growth potential. Read the full article here.

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Rethinking65   |  March 2022  Mariella Foley wrote an article for Rethinking65 entitled Great Resignation or Great Retirement? which touches on areas every advisor should consider when talking to clients who are considering a job change or retirement, breaking down 6 financial positions to picking the right exit strategy. Read the full article here.

NextAdvisor | Time.com   |  March 2022 

In this article for NextAdvisor | Time.com, Bruce Hyde, CPA, MST, Partner and Wealth Advisor at Round Table Wealth Management, discusses the reasons that making extra payments on your mortgage might not be the best way to invest your money. “With a 30-year fixed mortgage, you have 30 years to outperform the bank and most people can generate a return in excess of the interest rate.” 

Read the full article here.

GOBankingRates   |  March 2022 

Round Table Wealth Management Director, Wealth Advisor Marianne Rodriguez was recently quoted in this piece, 5 Financial Issues Only Women Face by GOBankingRates. Marianne illustrates that one way women can protect their financial future if taking time off from their career or working part-name to care for their family is to “leverage the dollars the family is saving from not paying for a caregiver and set some of these dollars aside to an individual account that can grow over time and can serve as one’s own nest egg.”

Read the full article here.

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Forbes   |  February 2022 

Michael Fischer discussed using the benefits of using a self-directed 401(k) in this piece, 401(k) FAQ: Pros & Cons of Self-Directed Accounts vs. TDFs, by Forbes. He explains that if you have the time and knowledge base, “a self-directed 401(k) is the option that offers the lowest fees and the most flexibility” because “you can invest directly in the funds or asset classes you’d like and build your portfolio to suit your own needs.”

Read the full article here.

GOBankingRates   |  February 2022 

Michael Fischer, Round Table Wealth Management Director and Wealth Advisor, was recently quoted in this GOBankingRates article, Become a Millionaire in 10 Years (Or Less) With These 10 Expert-Approved Tips. He provides an expert strategy for meeting your savings goals, explaining that “setting up automatic direct deposits from your paycheck into a savings or brokerage account and increasing your withholding into a company-sponsored 401(k) helps put those goals on autopilot.”

Read the full article here.

GOBankingRates  |  January 2022

Eric Thompson, Round Table Wealth Management Director and Wealth Advisor was recently quoted in this article How To Create a Budget — and Stick To It — This Year from the Saving Money/Budgeting section of GOBankingRates. He discusses how utilizing the 5-3-1 method and other elimination techniques can help families make group decisions.

Read the full article here.

WealthManagement.com   |  December 2021 

Mariella Foley was highlighted in WealthManagement.com’s article Sixteen Inspirational New Year’s Resolutions of Financial Advisors. See #4 as Mariella shares her desire to prepare the next generation of Round Table Wealth Management advisors “by sharing lessons learned, as well as [her] successes and failures,” to help them “grow to their fullest potential and become the future leaders of our firm.”

Read the full piece here.

US News & World Report

U.S. News & World Report   |  December 2021 

Michael Fischer was recently quoted in U.S. News & World Report’s article How 2022 Tax Code Changes May Affect Financial Advisors’ Clients. Michael notes the potential of a tax reform bill passing in 2022, as well as, a potential increase in corporate tax rates.

Read the full piece here.

GO Banking Rates   |  November 2021 

Michael Fischer was recently quoted in this GO Banking Rates article The Pros and Cons of Renting vs. Owning in Retirement explaining the ways in which homeownership may be cheaper than renting, including that “some states offer property tax reduction, property tax freezes, or an extra state income tax deduction for senior citizens.”

Read the full article here. 

Talking Biz News   |  October 2021 

Steven Saunders was quoted in this piece from the Talking Biz News Qwick Takes series entitled Inflation May Be High But Remains Manageable explaining what he foresees as the trends in markets and costs for consumers.

Read the full article here.

Yahoo!   |  October 2021 

Michael Fischer was recently quoted in this article on Yahoo! about establishing an estate plan. Michael notes the value of taking a holistic approach in coordinating beneficiaries across accounts, assets and estate documents. Michael also notes the importance of starting the estate planning process to ensure you are the one making decisions on your own behalf, rather than your state.

Read the full article here.

PIPCA   |  October 2021

In this podcast, Michael Fischer has an in depth discussion with the Pennsylvania Institute of Certified Public Accountants (PICPA) regarding the preliminary proposal recently presented by U.S. House Democrats to fund President Joe Biden’s $3.5 trillion spending package. As part of his examination, Fischer looks at the impact it could have on the tax landscape for individuals, retirees, businesses, and more.

Listen to the full podcast here.